Cut Spending in 2013 by taking Steps in Stewardship
We seem to be fighting to get congress to cut spending to reduce the multi-trillion dollar deficit, but have you set a goal to cut your own spending?
Unfortunately, congress seems to represent us well in their inability to cut spending and assuming or presuming upon an increase in income. So I am challenging myself to cut spending this year and I am hoping that you will accept the challenge as well. Even though you can afford something, doesn't mean that it is wise to buy it. Very little effort is required to find at least some ways to cut spending. So this is the stewardship challenge for 2013. Find ways to cut spending all through the year.
Consider some goals for this challenge:
1 cut per month
2 cuts per month
3 cuts per month
4 cuts per month
1 cut each week!!!! That's 52 items in 12 months.
Those numbers sound actually pretty easy if you are thinking you can count cutting out lunch. So let's say that a cut has to save you $50 in order to count. Should the standard be higher? Let's just get started and find out. January is almost half over so don't delay. If you cut 52 items of $50 then you would save $2600 this year. So maybe we should make it a goal of 1 item per week per $50,000 of gross income or portion. For example if you make $40,000 your goal would be 52. If you make $68,000 per year, your goal 104 items. If you make $130,000 your goal would be 156 items or 52 items at a minimum of $150 each.
The rules or goals are not really important. If the hurdle is too low, raise it. One thing we know is that God promises to give wisdom when we ask for it. Solomon asked God for wisdom. There is wisdom in diligence so keep trying to find new things each month.
Check in to see how we are doing and share ideas. Together we will......
Related posts for this series can be found by searching for tag: Cut Spending
Grace to you and May God grant you wisdom and diligence in your efforts to take steps in stewardship.
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